SUMMARY BOX
The information contained in this table summarises key product features and is not intended
to replace any terms and conditions

On Application

Card issue fee

£9.95, includes Prepaid Card and PIN

Additional card fee

£9.95

Limits

£15.00 Minimum initial load
£5,000 Maximum Card balance

Usage restrictions

Primary cardholders must be 18 years or over, additional card holders must be 13 years old or over
You may not use your card at Pay at Pump petrol stations
Additional cards share the primary cards funds.

Ongoing Features

Transaction Fees

  £0.50, per purchase in the UK
  £1.50 plus 2% of the transaction value, per International   purchase

Cash withdrawal Fees*

  £1.75, per UK ATM withdrawal
  £2.50 plus 2% of the transaction value, per International   purchase

Balance Enquiry

  Free online
  £0.15, per SMS message sent**

Top-up fees and limits

  £1.50, per load via PayPoint (maximum load amount of £249   limit)
  Free per load by BACS (maximum £5,000)

Service fees

  £2.25, monthly management charge (first charge within 15   days   of card request)

Replacement card fees

  £5.00, lost/stolen/damaged replacement card and PIN

Other fees

Transaction Revocation Fee

  Free, PIN replacement
  £1.50, Paper statements per 62 day period
  £0.15, per SMS message for confirmation of ATM withdrawals   and purchases***
  £20.00, per CHAPS (same day) transfer requested from   account
  £0.50, per BACS (bank) transfer request from account
  £1.00 per minute rate applies for calls to Customer Services   from BT telephone lines, call costs for other networks and   mobiles may vary and may cost more than £1 per minute.
  £5.00, Administration Fee

  £5.00

Closure

Cancellation or Redemption

  £5.00
 

Expiry

  Prepaid Card is valid for 24 months. (Must be used 3 months   prior to expiry for automatic reissue)